Insurance

Insurance and compensation system

The cost of insurance is included in the standard charge. The compensation limits are as follows

Compensation for damage to third party properties:	Up to MYR 3 million
Compensation for third party bodily injury:	Unlimited
Compensation for vehicle damage:	Actual car value subject to availability of police report (except for the excess amount as stated in the table below).

CLASS	Excess Per Accident
MCAR, CDAR	MYR 2,000.00 (Approx. EUR 500.00)
ICAR, IDAR, IVAR	MYR 2,500.00 (Approx. EUR 625.00)
SDAR, SVAR	MYR 3,000.00 (Approx. EUR 750.00)

* Excess amount is the damage amount paid by customer.

Personal Accident Insurance

If you purchase Personal Accident Insurance (PAI) policy, you will receive the following compensation in the event of an accident:

Compensation for driver – up to MYR 60,000 for death and total permanent disability and up to MYR 1,000 for medical reimbursement only

Compensation for passengers – up to MYR 10,000 for death and total permanent disability per passenger and up to MYR 500 for medical reimbursement only

The cost is MYR 7.50 per day for a sedan car and MYR 10.00 per day for a MPV.

Note: The rate is subject to 6% GST.